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When is the Right Time to Appeal Property Taxes?

Don’t wait for that next property tax bill – it’s time to appeal now!

Most property owners don’t consider an appeal of their property tax assessment until they receive their tax bill and are blindsided by the increase.  The problem is that once the bill comes, it’s too late.  Appeals are based on assessments, and the governing authorities (usually counties) provide you a short window in which to file for an appeal.  The amount of your tax is calculated on the assessment and the size of the tax levies.

Unless the assessor performs a wholesale re-assessment for all properties in their jurisdiction, it’s up to you to make sure your property value is correct.  Even when the assessor does change your valuation, in many cases, their value is incorrect.

“An overvalued, over assessed property is one of the most common and successful grounds for challenging your tax bill,” according to Eric Cunliffe, senior vice president at www.RealEstate.com.

As we all know, real estate prices have taken a hit in the last few months.  Undoubtedly, valuations will be down.  Unless a county-wide reassessment is in the works, your value will likely be higher than it should.  Even if the county reassesses all their properties, that doesn’t mean their tax levies will stay the same.  In fact, they will likely increase – to make up for the reduced overall valuation of all properties – such that your total tax bill will be even higher than before.

According to the National Taxpayers Union, as much as 60% of all properties are assessed at higher amounts than their true value.  There are numerous clerical mistakes as well according to the American Homeowners Association.  

Look for the tell-tale signs of assessment errors:

Don’t let hundreds or even thousands of dollars slip away.  You can take on the appeal process yourself, without the need of a lawyer.  On-line resources including Property Tax Appeal Guidelines show you how to appeal your property assessment in a simple, step-by-step manner, including a “how-to” video to walk you through the process.

Be diligent, be prompt – and you can beat the tax man!

Michael Korbe